Everything a sole trader needs
Penzum handles the calculations and tracks deadlines — so you can focus on your work. No more spreadsheets, no more manual tax math.
Tax obligation calendar
Automatically generated deadlines based on your tax form (flat-rate / KATA) and business type. KOMA tracker, quarterly grouping, −7 and −1 day email + push reminders. Never miss a deadline.
Real-time revenue tracking
Manual entry, Billingo and Számlázz.hu sync, NAV Online invoice integration. See your expected tax burden instantly from real revenue — no manual calculation needed.
AAM tracker
Real-time tracking of the flat-rate tax exemption limit (18M HUF in 2026). Early warnings at 70% and 90% so you can plan ahead for the threshold or a tax regime change.
Tax calculator
Calculate your annual tax burden for any tax form — flat-rate, KATA, or entrepreneurial income tax. Interactive, with real NAV parameters, from 2022 to today, with scenario comparison.
Expense tracking
Record business expenses by category. Upload receipt photos, mark deductible items, or import automatically from bank sync.
Life events log
Business type changes, new children, GYED/GYES start — record tax-relevant status changes with a date, and Penzum automatically applies the correct calculation logic.
Bank sync
Real-time bank account sync via EnableBanking. Incoming transactions are automatically matched to invoices and categorised. CSV import also available.
AI Advisor
Personalised financial and tax questions answered in the context of your real data. Not generic advice — answers that apply to your specific situation.
Penzum News
Automatically collected tax news relevant to sole traders, daily. NAV announcements, regulatory changes, deadlines — filtered and formatted for you.
Daily Penzum Tip
Every morning, a personalised financial tip based on your data and tax form. Not generic advice — something worth actually considering.
PDF export
Export tax summaries and reports as PDF. Useful for handing to an accountant or keeping your own records.
Form guide
Step-by-step guidance per obligation and life event: which form to fill in, when, and how. No need to look it up yourself.
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