Actual + scenario calculator — toggle between both modes
Form guidance per obligation and life event
Email and push notifications (deadline −7 and −1 days)
NAV Online invoice sync
Bank sync (EnableBanking)
CSV bank statement import
AI advisor
PDF export — tax summary and reports
Priority support
Hamarosan elérhető
Cancel anytime. A card is required to start the trial.
Frequently asked questions
Do I still need an accountant with Penzum?
Not necessarily. Penzum handles the calculations and tracks deadlines, but you still need to submit declarations yourself (NAV ENYA, eSZJA). If you have an accountant, your data gives you precise backup documentation.
Is my data secure?
Yes. Your data is encrypted and stored on EU infrastructure. We never share it with third parties or use it for advertising. GDPR-compliant — exportable or deletable at any time.
When do I have to pay?
After the 30-day trial ends. A card is required to start the trial, but nothing is charged in the first 30 days. Cancel anytime — no surprise auto-renewals.
What's the difference between Compass and Navigator?
Compass includes all core features: dashboard, invoices, expenses, tax calendar, calculator. Navigator adds scenario calculator, bank sync, notifications and AI advisor — coming soon.